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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,417 | $201,344-6.9% | $184,243+1.7% | $145,877+28.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.89% | 29.01%-12.1pp | 28.82%-11.9pp | 551.28%-534.4pp |
| Employer contribution / active EE | $14,971 | $7,022+113.2% | $6,427+132.9% | $4,663+221.1% |
| Participant deferral / active EE | $34,908 | $9,807+256.0% | $9,132+282.2% | $6,691+421.7% |
| Admin fee / account holder | $2,723 | $16,382-83.4% | $13,914-80.4% | $13,402-79.7% |