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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,065 | $112,933+71.0% | $90,970+112.2% | $158,982+21.4% |
| Participation rate | 90.0% | 74.7%+15.3pp | 69.0%+21.0pp | 82.0%+8.0pp |
| Annual return | 11.07% | 215.82%-204.7pp | 134.60%-123.5pp | 302.99%-291.9pp |
| Employer contribution / active EE | $3,946 | $2,893+36.4% | $2,122+86.0% | $4,763-17.1% |
| Participant deferral / active EE | $4,756 | $4,128+15.2% | $3,373+41.0% | $5,983-20.5% |
| Admin fee / account holder | $4,450 | $8,047-44.7% | $5,961-25.4% | $11,252-60.5% |