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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,316 | $73,848-52.2% | $143,799-75.4% | $68,486-48.4% |
| Participation rate | 96.3% | 66.7%+29.6pp | 80.3%+16.0pp | 67.9%+28.4pp |
| Annual return | -19.67% | 0.91%-20.6pp | -0.04%-19.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $3,403 | $3,184+6.8% | $4,952-31.3% | $2,597+31.0% |
| Participant deferral / active EE | $5,107 | $3,385+50.9% | $5,638-9.4% | $4,028+26.8% |
| Admin fee / account holder | $1,354 | $5,755-76.5% | $14,677-90.8% | $5,404-74.9% |