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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,642 | $157,296-69.1% | $141,191-65.5% | $152,897-68.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 23.84% | 64.34%-40.5pp | 71.41%-47.6pp | 345.43%-321.6pp |
| Employer contribution / active EE | $5,472 | $5,262+4.0% | $4,736+15.5% | $4,764+14.9% |
| Participant deferral / active EE | $4,012 | $7,111-43.6% | $6,710-40.2% | $5,851-31.4% |
| Admin fee / account holder | $670 | $12,125-94.5% | $10,264-93.5% | $11,599-94.2% |