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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,997 | $105,145-49.6% | $94,664-44.0% | $139,466-62.0% |
| Participation rate | 94.4% | 82.4%+12.1pp | 80.8%+13.6pp | 80.3%+14.1pp |
| Annual return | 33.03% | 38.09%-5.1pp | 156.84%-123.8pp | 373.66%-340.6pp |
| Employer contribution / active EE | $9,122 | $4,107+122.1% | $3,673+148.4% | $4,754+91.9% |
| Participant deferral / active EE | $12,541 | $7,599+65.0% | $7,417+69.1% | $6,712+86.8% |
| Admin fee / account holder | $2,166 | $8,972-75.9% | $7,222-70.0% | $11,409-81.0% |