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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,639 | $108,882-95.7% | $96,754-95.2% | $154,746-97.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 14.03% | 98.39%-84.4pp | 82.04%-68.0pp | 172.34%-158.3pp |
| Employer contribution / active EE | $2,144 | $3,018-28.9% | $2,679-20.0% | $4,379-51.0% |
| Participant deferral / active EE | $4,405 | $5,323-17.2% | $4,758-7.4% | $6,730-34.6% |
| Admin fee / account holder | $1,775 | $10,200-82.6% | $8,905-80.1% | $14,365-87.6% |