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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,549 | $141,004+24.5% | $112,273+56.4% | $139,466+25.9% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 16.43% | 32.75%-16.3pp | 30.23%-13.8pp | 373.66%-357.2pp |
| Employer contribution / active EE | $9,535 | $4,285+122.5% | $3,431+177.9% | $4,754+100.6% |
| Participant deferral / active EE | $12,845 | $5,878+118.5% | $4,800+167.6% | $6,712+91.4% |
| Admin fee / account holder | $1,014 | $9,959-89.8% | $7,752-86.9% | $11,409-91.1% |