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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,384 | $81,763-94.6% | $58,561-92.5% | $139,466-96.9% |
| Participation rate | 8.7% | 61.3%-52.6pp | 50.9%-42.2pp | 80.3%-71.6pp |
| Annual return | 9.98% | 7427.77%-7417.8pp | 4251.33%-4241.3pp | 373.66%-363.7pp |
| Employer contribution / active EE | $213 | $1,398-84.7% | $1,053-79.8% | $4,754-95.5% |
| Participant deferral / active EE | $213 | $2,555-91.7% | $1,923-88.9% | $6,712-96.8% |
| Admin fee / account holder | $1,768 | $3,273-46.0% | $2,520-29.9% | $11,409-84.5% |