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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,571 | $108,882+20.8% | $96,754+36.0% | $154,746-15.0% |
| Participation rate | 23.5% | 75.1%-51.6pp | 70.3%-46.7pp | 80.7%-57.2pp |
| Annual return | 12.84% | 98.39%-85.6pp | 82.04%-69.2pp | 172.34%-159.5pp |
| Employer contribution / active EE | $710 | $3,018-76.5% | $2,679-73.5% | $4,379-83.8% |
| Participant deferral / active EE | $3,297 | $5,323-38.1% | $4,758-30.7% | $6,730-51.0% |
| Admin fee / account holder | $0 | $10,200-100.0% | $8,905-100.0% | $14,365-100.0% |