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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,571 | $97,125+35.5% | $86,233+52.6% | $137,256-4.1% |
| Participation rate | 23.5% | 74.2%-50.7pp | 69.0%-45.5pp | 80.0%-56.4pp |
| Annual return | 12.84% | 74.19%-61.4pp | 61.39%-48.6pp | 220.34%-207.5pp |
| Employer contribution / active EE | $710 | $2,841-75.0% | $2,504-71.7% | $4,156-82.9% |
| Participant deferral / active EE | $3,297 | $5,180-36.3% | $4,559-27.7% | $6,407-48.5% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |