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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,161 | $181,062-81.7% | $158,223-79.0% | $155,188-78.6% |
| Participation rate | 90.9% | 82.7%+8.3pp | 79.2%+11.7pp | 80.8%+10.1pp |
| Annual return | 22.30% | 57.39%-35.1pp | 52.09%-29.8pp | 148.84%-126.5pp |
| Employer contribution / active EE | $3,099 | $4,565-32.1% | $4,109-24.6% | $4,248-27.0% |
| Participant deferral / active EE | $4,858 | $6,134-20.8% | $5,467-11.1% | $6,531-25.6% |
| Admin fee / account holder | $3,885 | $18,825-79.4% | $16,047-75.8% | $14,480-73.2% |