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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,784 | $183,592-15.1% | $155,574+0.1% | $145,877+6.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.44% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $10,150 | $5,317+90.9% | $4,676+117.1% | $4,663+117.7% |
| Participant deferral / active EE | $12,167 | $6,466+88.2% | $5,629+116.1% | $6,691+81.8% |
| Admin fee / account holder | $692 | $19,316-96.4% | $15,914-95.6% | $13,402-94.8% |