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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,281 | $157,304-86.5% | $141,197-84.9% | $152,909-86.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.56% | 64.34%-41.8pp | 71.41%-48.8pp | 345.46%-322.9pp |
| Employer contribution / active EE | $2,477 | $5,263-52.9% | $4,736-47.7% | $4,764-48.0% |
| Participant deferral / active EE | $3,129 | $7,111-56.0% | $6,710-53.4% | $5,851-46.5% |
| Admin fee / account holder | $3,332 | $12,126-72.5% | $10,265-67.5% | $11,601-71.3% |