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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,037 | $124,351-83.1% | $109,188-80.7% | $167,553-87.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.73% | 26.04%-21.3pp | 25.76%-21.0pp | 478.89%-474.2pp |
| Employer contribution / active EE | $2,585 | $4,210-38.6% | $3,723-30.6% | $4,840-46.6% |
| Participant deferral / active EE | $4,693 | $5,257-10.7% | $4,654+0.8% | $6,343-26.0% |
| Admin fee / account holder | $30,933 | $7,975+287.9% | $6,755+357.9% | $12,316+151.2% |