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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,088 | $105,145-60.0% | $94,664-55.5% | $139,466-69.8% |
| Participation rate | 83.3% | 82.4%+1.0pp | 80.8%+2.5pp | 80.3%+3.0pp |
| Annual return | 23.46% | 38.09%-14.6pp | 156.84%-133.4pp | 373.66%-350.2pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $27,117 | $7,599+256.9% | $7,417+265.6% | $6,712+304.0% |
| Admin fee / account holder | $12,091 | $8,972+34.8% | $7,222+67.4% | $11,409+6.0% |