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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,224 | $175,259-71.3% | $149,723-66.5% | $139,487-64.0% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 21.64% | 166.82%-145.2pp | 134.50%-112.9pp | 373.84%-352.2pp |
| Employer contribution / active EE | $1,806 | $5,478-67.0% | $4,821-62.5% | $4,755-62.0% |
| Participant deferral / active EE | $3,899 | $6,522-40.2% | $5,682-31.4% | $6,713-41.9% |
| Admin fee / account holder | $526 | $16,158-96.7% | $13,215-96.0% | $11,407-95.4% |