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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,322 | $196,972-88.2% | $182,262-87.2% | $198,609-88.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.72% | 158.27%-140.6pp | 140.60%-122.9pp | 202.70%-185.0pp |
| Employer contribution / active EE | $3,716 | $5,364-30.7% | $5,046-26.4% | $5,055-26.5% |
| Participant deferral / active EE | $4,970 | $8,643-42.5% | $8,276-40.0% | $6,977-28.8% |
| Admin fee / account holder | $22,032 | $18,429+19.6% | $16,712+31.8% | $19,030+15.8% |