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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,424 | $110,240-49.7% | $96,544-42.6% | $139,487-60.3% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 12.80% | 26.41%-13.6pp | 25.88%-13.1pp | 373.84%-361.0pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $910 | $5,549-83.6% | $4,851-81.2% | $6,713-86.4% |
| Admin fee / account holder | $907 | $11,602-92.2% | $8,254-89.0% | $11,407-92.0% |