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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,503 | $27,639-80.1% | $61,501-91.1% | $68,490-92.0% |
| Participation rate | 29.5% | 39.5%-10.0pp | 52.6%-23.1pp | 67.9%-38.4pp |
| Annual return | 0.00% | -13.19%+13.2pp | 339.04%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $341 | $696-51.0% | $1,160-70.6% | $2,597-86.9% |
| Participant deferral / active EE | $652 | $1,264-48.4% | $2,125-69.3% | $4,028-83.8% |
| Admin fee / account holder | $45 | $2,012-97.7% | $2,132-97.9% | $5,403-99.2% |