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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,542 | $202,440-95.3% | $169,390-94.4% | $139,466-93.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 27.93% | 532.36%-504.4pp | 406.07%-378.1pp | 373.66%-345.7pp |
| Employer contribution / active EE | $1,784 | $4,693-62.0% | $4,013-55.5% | $4,754-62.5% |
| Participant deferral / active EE | $2,159 | $6,940-68.9% | $6,222-65.3% | $6,712-67.8% |
| Admin fee / account holder | $1,558 | $10,722-85.5% | $9,015-82.7% | $11,409-86.3% |