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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,961 | $110,083-49.2% | $151,639-63.1% | $68,486-18.3% |
| Participation rate | 94.6% | 84.0%+10.6pp | 87.5%+7.1pp | 67.9%+26.7pp |
| Annual return | 28.81% | -10.12%+38.9pp | 3.34%+25.5pp | -7.85%+36.7pp |
| Employer contribution / active EE | $9,162 | $4,470+105.0% | $6,165+48.6% | $2,597+252.8% |
| Participant deferral / active EE | $10,946 | $6,526+67.7% | $8,363+30.9% | $4,028+171.8% |
| Admin fee / account holder | $654 | $7,718-91.5% | $11,613-94.4% | $5,404-87.9% |