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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,218 | $110,278-62.6% | $95,740-56.9% | $139,466-70.4% |
| Participation rate | 55.6% | 75.7%-20.2pp | 72.3%-16.7pp | 80.3%-24.8pp |
| Annual return | 1.71% | 27.19%-25.5pp | 28.41%-26.7pp | 373.66%-371.9pp |
| Employer contribution / active EE | $2,960 | $3,260-9.2% | $2,836+4.4% | $4,754-37.7% |
| Participant deferral / active EE | $5,646 | $4,674+20.8% | $4,244+33.0% | $6,712-15.9% |
| Admin fee / account holder | $227 | $6,613-96.6% | $5,676-96.0% | $11,409-98.0% |