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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,888 | $73,787-25.6% | $98,716-44.4% | $82,448-33.4% |
| Participation rate | 35.2% | 61.4%-26.2pp | 69.3%-34.1pp | 68.1%-32.9pp |
| Annual return | 13.97% | 18.57%-4.6pp | 31.81%-17.8pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,140 | $1,511-24.6% | $2,279-50.0% | $2,551-55.3% |
| Participant deferral / active EE | $2,124 | $3,081-31.1% | $4,048-47.5% | $4,139-48.7% |
| Admin fee / account holder | $1,128 | $6,500-82.6% | $8,703-87.0% | $7,234-84.4% |