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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,967 | $71,215-62.1% | $93,696-71.2% | $80,935-66.7% |
| Participation rate | 90.9% | 60.4%+30.5pp | 68.7%+22.2pp | 67.7%+23.2pp |
| Annual return | 16.27% | 11.27%+5.0pp | 133.74%-117.5pp | 35.66%-19.4pp |
| Employer contribution / active EE | $2,526 | $1,565+61.4% | $2,422+4.3% | $2,757-8.4% |
| Participant deferral / active EE | $3,921 | $4,037-2.9% | $4,417-11.2% | $4,299-8.8% |
| Admin fee / account holder | $964 | $6,958-86.1% | $8,287-88.4% | $6,924-86.1% |