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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,566 | $148,629-78.8% | $135,982-76.8% | $139,487-77.4% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 25.97% | 79.33%-53.4pp | 68.32%-42.4pp | 373.84%-347.9pp |
| Employer contribution / active EE | $1,210 | $5,247-76.9% | $4,859-75.1% | $4,755-74.5% |
| Participant deferral / active EE | $3,657 | $8,102-54.9% | $7,760-52.9% | $6,713-45.5% |
| Admin fee / account holder | $19 | $12,406-99.8% | $10,767-99.8% | $11,407-99.8% |