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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,926 | $167,353+105.5% | $143,797+139.2% | $134,545+155.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.75% | 0.48%-17.2pp | -0.04%-16.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $10,104 | $5,620+79.8% | $4,952+104.0% | $4,742+113.1% |
| Participant deferral / active EE | $10,114 | $6,447+56.9% | $5,638+79.4% | $6,401+58.0% |
| Admin fee / account holder | $13,285 | $18,096-26.6% | $14,679-9.5% | $11,431+16.2% |