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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,842 | $138,114-71.9% | $125,391-69.0% | $134,545-71.1% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -26.22% | 750.88%-777.1pp | 572.41%-598.6pp | 418.37%-444.6pp |
| Employer contribution / active EE | $15,003 | $5,246+186.0% | $4,816+211.6% | $4,742+216.4% |
| Participant deferral / active EE | $10,119 | $7,801+29.7% | $7,448+35.9% | $6,401+58.1% |
| Admin fee / account holder | $1,654 | $11,570-85.7% | $10,009-83.5% | $11,431-85.5% |