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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,584 | $185,312-94.3% | $161,489-93.4% | $154,746-93.2% |
| Participation rate | 95.2% | 82.5%+12.8pp | 78.7%+16.5pp | 80.7%+14.5pp |
| Annual return | 34.44% | 103.84%-69.4pp | 89.72%-55.3pp | 172.34%-137.9pp |
| Employer contribution / active EE | $2,413 | $4,769-49.4% | $4,268-43.5% | $4,379-44.9% |
| Participant deferral / active EE | $3,883 | $6,350-38.8% | $5,630-31.0% | $6,730-42.3% |
| Admin fee / account holder | $2,300 | $18,654-87.7% | $16,006-85.6% | $14,365-84.0% |