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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,584 | $172,111-93.9% | $150,298-93.0% | $137,256-92.3% |
| Participation rate | 95.2% | 81.7%+13.5pp | 77.8%+17.5pp | 80.0%+15.3pp |
| Annual return | 34.44% | 69.37%-34.9pp | 62.79%-28.3pp | 220.34%-185.9pp |
| Employer contribution / active EE | $2,413 | $4,636-48.0% | $4,154-41.9% | $4,156-41.9% |
| Participant deferral / active EE | $3,883 | $6,166-37.0% | $5,453-28.8% | $6,407-39.4% |
| Admin fee / account holder | $2,300 | $16,471-86.0% | $14,116-83.7% | $12,270-81.3% |