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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,166 | $183,592-53.1% | $155,574-44.6% | $145,877-40.9% |
| Participation rate | 78.6% | 82.7%-4.1pp | 78.2%+0.4pp | 80.3%-1.7pp |
| Annual return | 32.79% | 61.37%-28.6pp | 64.87%-32.1pp | 551.28%-518.5pp |
| Employer contribution / active EE | $0 | $5,317-100.0% | $4,676-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,358 | $6,466-17.1% | $5,629-4.8% | $6,691-19.9% |
| Admin fee / account holder | $37,358 | $19,316+93.4% | $15,914+134.7% | $13,402+178.7% |