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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,166 | $183,539-53.1% | $155,556-44.6% | $145,897-40.9% |
| Participation rate | 78.6% | 82.7%-4.1pp | 78.2%+0.3pp | 80.3%-1.7pp |
| Annual return | 32.79% | 61.31%-28.5pp | 64.84%-32.1pp | 552.29%-519.5pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,358 | $6,467-17.1% | $5,631-4.8% | $6,689-19.9% |
| Admin fee / account holder | $37,358 | $19,275+93.8% | $15,885+135.2% | $13,390+179.0% |