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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,226 | $211,288-98.9% | $178,540-98.8% | $145,884-98.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 14.72% | 30.27%-15.6pp | 27.15%-12.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,373 | $4,574-70.0% | $3,953-65.3% | $4,662-70.5% |
| Participant deferral / active EE | $1,925 | $6,967-72.4% | $6,281-69.3% | $6,690-71.2% |
| Admin fee / account holder | $1,001 | $12,105-91.7% | $10,424-90.4% | $13,392-92.5% |