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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,658 | $92,743-87.4% | $82,744-85.9% | $134,532-91.3% |
| Participation rate | 90.0% | 75.2%+14.8pp | 72.6%+17.4pp | 81.2%+8.8pp |
| Annual return | -27.19% | 946.63%-973.8pp | 702.22%-729.4pp | 418.27%-445.5pp |
| Employer contribution / active EE | $1,261 | $3,273-61.5% | $3,008-58.1% | $4,741-73.4% |
| Participant deferral / active EE | $6,182 | $4,802+28.7% | $4,395+40.7% | $6,401-3.4% |
| Admin fee / account holder | $1,228 | $5,977-79.5% | $5,325-76.9% | $11,429-89.3% |