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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,988 | $160,040-46.9% | $147,096-42.2% | $145,877-41.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.17% | 98.49%-82.3pp | 419.75%-403.6pp | 551.28%-535.1pp |
| Employer contribution / active EE | $13,911 | $5,289+163.0% | $4,936+181.8% | $4,663+198.3% |
| Participant deferral / active EE | $6,376 | $8,429-24.4% | $8,071-21.0% | $6,691-4.7% |
| Admin fee / account holder | $541 | $15,050-96.4% | $13,005-95.8% | $13,402-96.0% |