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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,178 | $162,136-41.3% | $152,301-37.5% | $154,746-38.5% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 15.25% | 91.02%-75.8pp | 80.50%-65.3pp | 172.34%-157.1pp |
| Employer contribution / active EE | $2,946 | $4,890-39.8% | $4,624-36.3% | $4,379-32.7% |
| Participant deferral / active EE | $13,193 | $8,341+58.2% | $8,004+64.8% | $6,730+96.0% |
| Admin fee / account holder | $470 | $15,759-97.0% | $14,398-96.7% | $14,365-96.7% |