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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,178 | $154,228-38.3% | $145,433-34.6% | $137,256-30.7% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 15.25% | 74.59%-59.3pp | 66.58%-51.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,946 | $4,804-38.7% | $4,554-35.3% | $4,156-29.1% |
| Participant deferral / active EE | $13,193 | $8,216+60.6% | $7,897+67.1% | $6,407+105.9% |
| Admin fee / account holder | $470 | $14,344-96.7% | $13,129-96.4% | $12,270-96.2% |