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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,917 | $160,070-55.7% | $147,117-51.8% | $145,897-51.4% |
| Participation rate | 45.5% | 84.0%-38.6pp | 82.2%-36.7pp | 80.3%-34.9pp |
| Annual return | 11.98% | 98.69%-86.7pp | 420.54%-408.6pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,684 | $5,285-49.2% | $4,932-45.6% | $4,663-42.4% |
| Participant deferral / active EE | $9,273 | $8,419+10.1% | $8,065+15.0% | $6,689+38.6% |
| Admin fee / account holder | $336 | $15,035-97.8% | $12,993-97.4% | $13,390-97.5% |