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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,700 | $167,522-14.8% | $151,639-5.9% | $134,532+6.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.01% | 7.81%-29.8pp | 3.34%-25.4pp | 418.27%-440.3pp |
| Employer contribution / active EE | $1,692 | $6,828-75.2% | $6,165-72.6% | $4,741-64.3% |
| Participant deferral / active EE | $4,833 | $8,986-46.2% | $8,363-42.2% | $6,401-24.5% |
| Admin fee / account holder | $23,697 | $13,780+72.0% | $11,613+104.1% | $11,429+107.3% |