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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,782 | $106,918-52.5% | $84,021-39.6% | $152,897-66.8% |
| Participation rate | 55.0% | 75.2%-20.2pp | 69.0%-14.0pp | 82.5%-27.5pp |
| Annual return | 0.00% | 105.01%-105.0pp | 71.32%-71.3pp | 345.43%-345.4pp |
| Employer contribution / active EE | $647 | $2,735-76.3% | $1,984-67.4% | $4,764-86.4% |
| Participant deferral / active EE | $1,243 | $4,012-69.0% | $3,239-61.6% | $5,851-78.8% |
| Admin fee / account holder | $539 | $8,288-93.5% | $6,102-91.2% | $11,599-95.4% |