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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,209 | $166,131+7.3% | $164,975+8.0% | $145,877+22.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 188.76% | 100.37%+88.4pp | 70.12%+118.6pp | 551.28%-362.5pp |
| Employer contribution / active EE | $15,164 | $5,276+187.4% | $4,343+249.2% | $4,663+225.2% |
| Participant deferral / active EE | $13,915 | $6,962+99.9% | $6,033+130.6% | $6,691+108.0% |
| Admin fee / account holder | $687 | $16,648-95.9% | $12,688-94.6% | $13,402-94.9% |