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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,374 | $90,614-59.9% | $76,089-52.2% | $145,877-75.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 7.94% | 623.80%-615.9pp | 360.94%-353.0pp | 551.28%-543.3pp |
| Employer contribution / active EE | $3,307 | $3,324-0.5% | $2,690+22.9% | $4,663-29.1% |
| Participant deferral / active EE | $7,241 | $5,168+40.1% | $4,259+70.0% | $6,691+8.2% |
| Admin fee / account holder | $569 | $8,376-93.2% | $6,418-91.1% | $13,402-95.8% |