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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,156 | $91,439-75.8% | $135,974-83.7% | $71,511-69.0% |
| Participation rate | 93.4% | 75.7%+17.7pp | 81.9%+11.5pp | 67.9%+25.5pp |
| Annual return | 30.32% | 29.90%+0.4pp | 68.30%-38.0pp | 28.86%+1.5pp |
| Employer contribution / active EE | $632 | $3,705-82.9% | $4,859-87.0% | $2,589-75.6% |
| Participant deferral / active EE | $4,300 | $7,093-39.4% | $7,760-44.6% | $4,291+0.2% |
| Admin fee / account holder | $753 | $1,267-40.6% | $10,767-93.0% | $1,588-52.6% |