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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,527 | $112,131-94.2% | $95,964-93.2% | $158,982-95.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 18.02% | 171.19%-153.2pp | 91.64%-73.6pp | 302.99%-285.0pp |
| Employer contribution / active EE | $3,110 | $3,199-2.8% | $2,541+22.4% | $4,763-34.7% |
| Participant deferral / active EE | $2,045 | $4,784-57.3% | $4,167-50.9% | $5,983-65.8% |
| Admin fee / account holder | $2,531 | $10,136-75.0% | $6,797-62.8% | $11,252-77.5% |