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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,256 | $124,425-78.1% | $112,040-75.7% | $137,256-80.1% |
| Participation rate | 78.6% | 79.3%-0.7pp | 76.5%+2.1pp | 80.0%-1.4pp |
| Annual return | 21.45% | 24.72%-3.3pp | 24.52%-3.1pp | 220.34%-198.9pp |
| Employer contribution / active EE | $973 | $3,411-71.5% | $2,954-67.1% | $4,156-76.6% |
| Participant deferral / active EE | $3,368 | $5,718-41.1% | $5,098-33.9% | $6,407-47.4% |
| Admin fee / account holder | $686 | $15,207-95.5% | $12,098-94.3% | $12,270-94.4% |