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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,713 | $99,053-72.0% | $88,179-68.6% | $138,895-80.0% |
| Participation rate | 70.0% | 74.2%-4.2pp | 69.1%+0.9pp | 79.9%-9.9pp |
| Annual return | 17.17% | 78.17%-61.0pp | 64.97%-47.8pp | 145.39%-128.2pp |
| Employer contribution / active EE | $1,673 | $2,882-42.0% | $2,549-34.4% | $4,194-60.1% |
| Participant deferral / active EE | $1,530 | $5,225-70.7% | $4,614-66.8% | $6,396-76.1% |
| Admin fee / account holder | $3,050 | $8,748-65.1% | $7,673-60.2% | $12,562-75.7% |