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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,713 | $97,125-71.5% | $86,233-67.9% | $137,256-79.8% |
| Participation rate | 70.0% | 74.2%-4.2pp | 69.0%+1.0pp | 80.0%-10.0pp |
| Annual return | 17.17% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,673 | $2,841-41.1% | $2,504-33.2% | $4,156-59.8% |
| Participant deferral / active EE | $1,530 | $5,180-70.5% | $4,559-66.4% | $6,407-76.1% |
| Admin fee / account holder | $3,050 | $9,725-68.6% | $8,342-63.4% | $12,270-75.1% |