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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,689 | $97,125-92.1% | $86,233-91.1% | $137,256-94.4% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 20.36% | 74.19%-53.8pp | 61.39%-41.0pp | 220.34%-200.0pp |
| Employer contribution / active EE | $4,400 | $2,841+54.8% | $2,504+75.7% | $4,156+5.9% |
| Participant deferral / active EE | $4,307 | $5,180-16.8% | $4,559-5.5% | $6,407-32.8% |
| Admin fee / account holder | $18,919 | $9,725+94.5% | $8,342+126.8% | $12,270+54.2% |