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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,854 | $167,362-87.5% | $143,799-85.5% | $134,532-84.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -33.25% | 0.47%-33.7pp | -0.04%-33.2pp | 418.27%-451.5pp |
| Employer contribution / active EE | $7,831 | $5,620+39.3% | $4,952+58.1% | $4,741+65.2% |
| Participant deferral / active EE | $14,110 | $6,447+118.8% | $5,638+150.2% | $6,401+120.4% |
| Admin fee / account holder | $11,314 | $18,094-37.5% | $14,677-22.9% | $11,429-1.0% |