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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,032 | $78,423-45.1% | $95,964-55.2% | $79,856-46.1% |
| Participation rate | 92.0% | 73.5%+18.5pp | 77.1%+14.9pp | 69.6%+22.4pp |
| Annual return | 9.27% | 19.37%-10.1pp | 91.64%-82.4pp | 31.71%-22.4pp |
| Employer contribution / active EE | $2,533 | $1,945+30.2% | $2,541-0.3% | $2,471+2.5% |
| Participant deferral / active EE | $5,023 | $3,440+46.0% | $4,167+20.5% | $3,741+34.3% |
| Admin fee / account holder | $7,564 | $5,622+34.6% | $6,797+11.3% | $5,306+42.5% |