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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,598 | $123,793-74.5% | $177,840-82.2% | $79,852-60.4% |
| Participation rate | 85.1% | 84.7%+0.4pp | 87.7%-2.7pp | 69.6%+15.4pp |
| Annual return | 77.44% | 22.82%+54.6pp | 48.32%+29.1pp | 31.72%+45.7pp |
| Employer contribution / active EE | $2,429 | $4,095-40.7% | $5,919-59.0% | $2,471-1.7% |
| Participant deferral / active EE | $4,751 | $5,956-20.2% | $7,714-38.4% | $3,740+27.0% |
| Admin fee / account holder | $2,573 | $7,243-64.5% | $12,431-79.3% | $5,306-51.5% |