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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,098 | $117,829-81.2% | $102,423-78.4% | $145,877-84.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.31% | 31.83%-23.5pp | 29.42%-21.1pp | 551.28%-543.0pp |
| Employer contribution / active EE | $5,210 | $3,615+44.1% | $3,023+72.3% | $4,663+11.7% |
| Participant deferral / active EE | $6,409 | $5,732+11.8% | $5,054+26.8% | $6,691-4.2% |
| Admin fee / account holder | $77,977 | $13,335+484.7% | $9,455+724.8% | $13,402+481.8% |