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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,362 | $169,361-7.1% | $129,397+21.6% | $145,877+7.9% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 10.22% | 14395.54%-14385.3pp | 9453.98%-9443.8pp | 551.28%-541.1pp |
| Employer contribution / active EE | $13,163 | $5,542+137.5% | $4,154+216.9% | $4,663+182.3% |
| Participant deferral / active EE | $5,750 | $4,987+15.3% | $4,167+38.0% | $6,691-14.1% |
| Admin fee / account holder | $1,046 | $9,903-89.4% | $7,679-86.4% | $13,402-92.2% |